Stephen Covey’s epic book, 7 Habits of Highly Effective People has become a staple for those who desire to improve in the area of personal development. If you have not read the book I highly recommend it. Today we are going to be looking at it through the lens of someone who is needing to repair their credit.
Habit 1: Be Proactive
Covey does not pull any punches. He sets the stage with this foundational principal. Being proactive is a state of movement – it is by it’s very definition involving massive action. You are not taking time to contemplate the how’s or the why’s of your situation. This is not inventory time. It is time to clean up the mess.